Utkrishi › Business opportunities › Polyhouse (Protected Cultivation)
Polyhouse (Protected Cultivation) — Project Report (DPR), Subsidy and Bank Loan
Grow capsicum, cucumber and flowers under polyhouse for higher yield and price.
Note: the selling prices in the government report look higher than today's market. Profit will be worked out only with your district's prices.
Read the full guide with charts →
Basic plant at a glance
| Capacity | 1,000 m² |
|---|---|
| Building / civil | ₹10.4 lakh |
| Machinery / equipment | ₹1.5 lakh |
| Other fixed costs | ₹70 thousand |
| Working capital | ₹87 thousand |
| Total project cost | ₹13.5 lakh |
| Space needed (approx.) | Per acre (1 acre+) |
Where the money comes from
| Scheme | 50% of cost norm (MIDH) |
|---|---|
| Estimated subsidy | ₹6.32 lakh (back-ended, linked to the loan) |
| Your share | ₹1.35 lakh |
| Bank loan | ₹5.84 lakh |
Income estimate (year 3)
| Estimated yearly sales | after checking local prices |
|---|---|
| Profit | profit: after checking local prices |
| Payback | after checking local prices |
Figures are based on government model reports (PMFME/NIFTEM, KVIC, NABARD, NHB/MIDH, PMMSY etc.) and are indicative. Fresh quotes and local prices are taken before the DPR.
Video
A video on this business is coming soon. Meanwhile, watch our YouTube channel.
Watch on YouTubeWhat Utkrishi will do
Includes: site & capacity check, bankable DPR, MIDH subsidy mapping, structure & planting-material suppliers, support till install. Bigger or smaller scale — decided on a call.
- Plan — Size and cost for your scale
- DPR — Report in the bank and scheme format
- Fund — The right scheme and loan file
- Connect — Trusted suppliers and trainers
- Launch — Support from setup to start
Documents usually needed for a loan
- Aadhaar, PAN, 6–12 months of bank statements
- Land/site papers or rent agreement
- Udyam registration (plus FSSAI for food processing)
- Machine/setup quotations and a bank-ready DPR
Frequently asked questions
Is the loan or subsidy guaranteed?
No. The bank and the department decide. We prepare the file properly to improve your chances.
When does the subsidy come?
In most schemes the subsidy is back-ended — it is credited to the loan account after the loan is sanctioned and the unit is set up.
Can I start small?
Yes, this basic plant is the smallest bankable unit. Starting small after training is safer.
Want free advice on Polyhouse (Protected Cultivation)? Tell us your district and budget.
Chat on WhatsAppCall +91 86250 77758The bank decides the loan/subsidy — we help you prepare. Depends on the scheme continuing.