Utkrishi › Business opportunities

40+ agri business opportunities — cost, subsidy and bank loan

The smallest bankable "basic plant" for each business — cost from government model reports, the right scheme and loan details. Pick your business.

Cold chain

• Cold Room (30 MT)
  ₹15 lakh from · 30 MT
  35% subsidy (NHB/MIDH), 50% in hilly/NE areas
• Banana Ripening Chamber
  ₹5 lakh from · 5 MT
  35% subsidy (NHB/MIDH), 50% in hilly/NE areas

Spices

• Chilli & Spice Powder Unit
  ₹14.7 lakh from · 400 kg/day
  35% subsidy, max ₹10 lakh (PMFME)
• Turmeric Processing Unit
  ₹15.6 lakh from · 200 kg/day
  35% subsidy, max ₹10 lakh (PMFME)

Horticulture

• Mushroom unit
  ₹5 lakh from · 61 kg/day
  40% of cost norm (MIDH)

Vegetable

• Onion Dehydration Unit
  ₹30 lakh from · 500 kg onion/day
  35% subsidy, max ₹10 lakh (PMFME)
• Fried Onion / Onion Paste Unit
  ₹20.3 lakh from · 500 kg/day
  35% subsidy, max ₹10 lakh (PMFME)
• Tomato Puree / Ketchup Unit
  ₹36.6 lakh from · 600 kg/day
  35% subsidy, max ₹10 lakh (PMFME)

Processing

• Cold-pressed oil mill
  ₹4.35 lakh from · 300 kg seed/day
  35% subsidy, max ₹10 lakh (PMFME)
• Dehydrated Fruits & Veg
  ₹30 lakh from · 100 kg/batch
  35% subsidy, max ₹10 lakh (PMFME)

Storage

• Warehouse / Godown
  ₹7.8 lakh from · 100 MT
  3% interest relief (AIF), no subsidy

Fruit

• Fruit Pulp / Juice Unit
  ₹30.6 lakh from · 500 kg/day
  35% subsidy, max ₹10 lakh (PMFME)
• Pomegranate Arils / Juice Unit
  ₹20.1 lakh from · 500 kg/day
  35% subsidy, max ₹10 lakh (PMFME)

Dryfruit

• Fig (Anjeer) Drying & Jam Unit
  ₹30 lakh from · 100 kg/batch
  35% subsidy, max ₹10 lakh (PMFME)

Pickle -Papad

• Pickles & Papad Unit
  ₹6.84 lakh from · 400 kg/day
  15–35% margin money subsidy (PMEGP)

Millet

• Millet Snacks / Flour Unit
  ₹18.5 lakh from · 500 kg/day
  35% subsidy, max ₹10 lakh (PMFME)

Flour

• Flour Mill (Besan / Rava)
  ₹22.6 lakh from · 500 kg/day
  35% subsidy, max ₹10 lakh (PMFME)

Jaggery

• Jaggery Value-Addition Unit
  ₹12.8 lakh from · 1.35 MT jaggery/day
  35% subsidy, max ₹10 lakh (PMFME)

Bakery

• Bakery & Confectionery Unit
  ₹5.36 lakh from · ₹27.7 lakh/year sales
  15–35% margin money subsidy (PMEGP)

Ready meal

• RTE / RTC Meals Unit
  ₹10.5 lakh from · 150 MT/year
  35% subsidy, max ₹10 lakh (PMFME)

Dry Fruit

• Cashew / Dry-Fruit Processing
  ₹38.9 lakh from · 25 kg/hour
  35% subsidy, max ₹10 lakh (PMFME)

Snacks

• Banana / Potato Chips Unit
  ₹14.6 lakh from · 150 kg/day
  35% subsidy, max ₹10 lakh (PMFME)

Honey

• Honey Processing & Packing
  ₹20.6 lakh from · 640 kg/day
  35% subsidy, max ₹10 lakh (PMFME)

Nutra

• Spirulina / Nutraceutical Unit
  ₹12.9 lakh from · 1,440 kg/year
  35% subsidy, max ₹10 lakh (PMFME)

Packhouse

• Grading / Packhouse
  ₹4 lakh from · 54 m² shed
  50% of cost norm (MIDH)

Farm Service

• Custom Hiring Centre
  ₹15.5 lakh from · 1 tractor set
  3% interest relief (AIF), no subsidy

Primary

• Primary Processing Centre
  ₹17.7 lakh from · 200 kg/hour
  3% interest relief (AIF), no subsidy

Dairy

• Dairy Farm (start with 2 cows)
  ₹1.98 lakh from · 2 animals
  Bank loan; check state schemes

Milk processing

• Milk Chilling / Processing Unit
  ₹11.8 lakh from · 2,000 litres/day
  3% interest relief (AHIDF)

Poutlry

• Broiler Poultry (1,000 birds)
  ₹4.54 lakh from · 1,000 birds × 6 batches
  Bank loan; check state schemes

Goat Sheep

• Goat Farm (10 + 1)
  ₹1.52 lakh from · 10 goats + 1 buck
  Bank loan; check state schemes

Feed Plot

• Animal Feed Plant
  ₹22.7 lakh from · 1.2 MT/day
  3% interest relief (AHIDF)

Piggery

• Piggery Unit
  ₹15.1 lakh from · 10 sows
  Bank loan; check state schemes

Fish

• Fish / Shrimp Pond
  ₹11 lakh from · 1 ha
  40% subsidy, 60% for women/SC/ST (PMMSY)

Fish processing

• Fish Processing / Cold Chain
  ₹34.6 lakh from · 400 kg/day
  40% subsidy, 60% for women/SC/ST (PMMSY)

Ornamental Fish

• Ornamental Fish / Hatchery
  ₹3 lakh from · 1 backyard unit
  40% subsidy, 60% for women/SC/ST (PMMSY)

Polyhouse

• Polyhouse (Protected Cultivation)
  ₹13.5 lakh from · 1,000 m²
  50% of cost norm (MIDH)

Nursery

• Nursery / Planting Material
  ₹8 lakh from · 1 acre
  50% of cost norm (MIDH)

Floriculture

• Floriculture Unit
  ₹18.1 lakh from · 1,000 m²
  50% of cost norm (MIDH)

Beekeeping

• Beekeeping / Apiary
  ₹2.2 lakh from · 50 boxes
  40% of cost norm (MIDH)

Bio Input

• Vermicompost / Bio-input Unit
  ₹4.86 lakh from · 200 MT/year
  3% interest relief (AIF), no subsidy

The bank decides the loan/subsidy — we help you prepare. Depends on the scheme continuing.