Utkrishi · Gyaan se Vikaas
Start an agri business with the right numbers
Cost, government subsidy and bank-loan details for agri businesses — free and in plain language.
Start at any step — each one is complete on its own.
UtkrishiBehind UtkrishiMore about us →
First place, NABARD Agri-Innovate HackathonGlobal Fintech Fest 2024
Incubated at Pusa Krishi, ICAR-IARIZTM & BPD Unit, New Delhi
Supported under RKVY-RAFTAARGovernment of India programme
DPIIT-recognised startupDIPP50877
9organisations on the platform
40agri-business models costed
197verified suppliers
7.8 lakh+video views
Business guide PDF
The full guide to any agri-business — ₹11
Cost, machines, licences, subsidy and loan steps — PDF in Hindi, on WhatsApp.
मशरूम की खेतीGet for ₹11डेयरी फार्म बिज़नेसGet for ₹11प्याज़ डिहाइड्रेशन बिज़नेसGet for ₹11बकरी पालनGet for ₹11मधुमक्खी पालनGet for ₹11तेल घानी बिज़नेसGet for ₹11
See all 40 guides →Step 1 · Free
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Needs care
Check prices first
Needs care
Needs care
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Check prices first
Check prices first
Risk of loss
Needs care
Needs care
Check prices first
Check prices first
Check prices first
Check prices first
Needs care
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Check prices first
Check prices first
Risk of loss
Risk of loss
Risk of loss
Check prices first
Check prices first
Explore: agri businesses, cost and subsidy
The smallest bank-ready unit for each business. Estimates based on government model reports.
✓ BankableFarming · MIDHMushroom Unit
- Total cost
- ₹5 lakh
- Subsidy
- ₹1.5 lakh
- Your share
- ₹50,000
- Payback
- 1.9 yrs
✓ BankableFood processing · PMFMEOil Ghani (Cold-Press)
- Total cost
- ₹4.4 lakh
- Subsidy
- ₹1.2 lakh
- Your share
- ₹43,500
- Payback
- 1.7 yrs
✓ BankableFarming · MIDHBeekeeping (50 boxes)
- Total cost
- ₹2.2 lakh
- Subsidy
- ₹88,000
- Your share
- ₹22,000
- Payback
- 3 yrs
✓ BankableLivestock · Bank loanDairy Farm (2 animals)
- Total cost
- ₹2 lakh
- Subsidy
- Not applicable
- Your share
- ₹20,000
- Payback
- 1.4 yrs
✓ BankableFarming · AIFVermicompost Unit
- Total cost
- ₹4.9 lakh
- Subsidy
- Not applicable
- Your share
- ₹48,500
- Payback
- 1.6 yrs
✓ BankableFood processing · PMFMEChips Unit
- Total cost
- ₹14.6 lakh
- Subsidy
- ₹3.7 lakh
- Your share
- ₹1.5 lakh
- Payback
- 1.2 yrs
✓ BankableFood processing · PMFMEChilli Powder Unit
- Total cost
- ₹14.7 lakh
- Subsidy
- ₹3.5 lakh
- Your share
- ₹1.5 lakh
- Payback
- 1.5 yrs
✓ BankableFood processing · PMFMEIdli-Dosa Mix Unit
- Total cost
- ₹10.5 lakh
- Subsidy
- ₹2.8 lakh
- Your share
- ₹1 lakh
- Payback
- 1.4 yrs
✓ BankableFood processing · PMFMEMillet Flour Unit
- Total cost
- ₹18.5 lakh
- Subsidy
- ₹5.8 lakh
- Your share
- ₹1.9 lakh
- Payback
- 1.1 yrs
✓ BankableFish · PMMSYFish Pond
- Total cost
- ₹11 lakh
- Subsidy
- ₹4.4 lakh
- Your share
- ₹1.1 lakh
- Payback
- 2.9 yrs
✓ BankableFarming · AIFCustom Hiring Centre
- Total cost
- ₹15.5 lakh
- Subsidy
- Not applicable
- Your share
- ₹1.6 lakh
- Payback
- 3.4 yrs
✓ BankableFood processing · PMFMETurmeric Powder Unit
- Total cost
- ₹15.6 lakh
- Subsidy
- ₹3.9 lakh
- Your share
- ₹1.6 lakh
- Payback
- 1.5 yrs
✓ BankableFood processing · AIFDal Mill
- Total cost
- ₹17.7 lakh
- Subsidy
- Not applicable
- Your share
- ₹1.8 lakh
- Payback
- 2.8 yrs
✓ BankableFood processing · AHIDFCattle Feed Plant
- Total cost
- ₹22.7 lakh
- Subsidy
- Not applicable
- Your share
- ₹2.3 lakh
- Payback
- 2.2 yrs
✓ BankableFood processing · PMFMEFig Drying Unit
- Total cost
- ₹30 lakh
- Subsidy
- ₹9.1 lakh
- Your share
- ₹3 lakh
- Payback
- 1.4 yrs
✓ BankableFish · PMMSYFish Processing Unit
- Total cost
- ₹34.6 lakh
- Subsidy
- ₹13.9 lakh
- Your share
- ₹3.5 lakh
- Payback
- 2.3 yrs
✓ BankableFood processing · PMFMETomato Puree Unit
- Total cost
- ₹36.6 lakh
- Subsidy
- ₹10 lakh
- Your share
- ₹3.7 lakh
- Payback
- 1.5 yrs
Needs careLivestock · Bank loanGoat Farming (10+1)
- Total cost
- ₹1.5 lakh
- Subsidy
- Not applicable
- Your share
- ₹15,000
- Payback
- 2.8 yrs
Check prices firstFish · PMMSYOrnamental Fish Unit
- Total cost
- ₹3 lakh
- Subsidy
- ₹1.2 lakh
- Your share
- ₹30,000
- Payback
- Check prices first
Needs careCold chain · MIDHGrading / Pack House
- Total cost
- ₹4 lakh
- Subsidy
- ₹2 lakh
- Your share
- ₹40,000
- Payback
- 3.1 yrs
Needs careLivestock · Bank loanBroiler Poultry (1,000 birds)
- Total cost
- ₹4.5 lakh
- Subsidy
- Not applicable
- Your share
- ₹45,500
- Payback
- 3.3 yrs
Check prices firstCold chain · NHBRipening Chamber (5 MT)
- Total cost
- ₹5 lakh
- Subsidy
- ₹1.8 lakh
- Your share
- ₹50,000
- Payback
- Check prices first
Check prices firstFood processing · PMEGPBakery Unit
- Total cost
- ₹5.4 lakh
- Subsidy
- ₹1.3 lakh
- Your share
- ₹53,500
- Payback
- Check prices first
Check prices firstFood processing · PMEGPPickle / Papad Unit
- Total cost
- ₹6.8 lakh
- Subsidy
- ₹1.7 lakh
- Your share
- ₹68,500
- Payback
- Check prices first
Risk of lossCold chain · AIFWarehouse (100 MT)
- Total cost
- ₹7.8 lakh
- Subsidy
- Not applicable
- Your share
- ₹78,000
- Payback
- Risk of loss
Needs careFarming · MIDHNursery (1 acre)
- Total cost
- ₹8 lakh
- Subsidy
- ₹4 lakh
- Your share
- ₹80,000
- Payback
- 2.4 yrs
Needs careCold chain · AHIDFMilk Chilling (BMC)
- Total cost
- ₹11.8 lakh
- Subsidy
- Not applicable
- Your share
- ₹1.2 lakh
- Payback
- 3.1 yrs
Check prices firstFood processing · PMFMEJaggery Unit
- Total cost
- ₹12.8 lakh
- Subsidy
- ₹2.5 lakh
- Your share
- ₹1.3 lakh
- Payback
- Check prices first
Check prices firstFarming · PMFMESpirulina Unit
- Total cost
- ₹12.9 lakh
- Subsidy
- ₹4.4 lakh
- Your share
- ₹1.3 lakh
- Payback
- Check prices first
Check prices firstFarming · MIDHPolyhouse (1,000 m²)
- Total cost
- ₹13.5 lakh
- Subsidy
- ₹6.3 lakh
- Your share
- ₹1.4 lakh
- Payback
- Check prices first
Check prices firstCold chain · NHBCold Room (30 MT)
- Total cost
- ₹15 lakh
- Subsidy
- ₹5.3 lakh
- Your share
- ₹1.5 lakh
- Payback
- Check prices first
Needs careLivestock · Bank loanPig Farming (10 sows)
- Total cost
- ₹15.1 lakh
- Subsidy
- Not applicable
- Your share
- ₹1.5 lakh
- Payback
- 2.1 yrs
Check prices firstFarming · MIDHGerbera Flower Farming (1,000 m²)
- Total cost
- ₹18.1 lakh
- Subsidy
- ₹9 lakh
- Your share
- ₹1.8 lakh
- Payback
- Check prices first
Check prices firstFood processing · PMFMEPomegranate Arils Unit
- Total cost
- ₹20.1 lakh
- Subsidy
- ₹6.9 lakh
- Your share
- ₹2 lakh
- Payback
- Check prices first
Check prices firstFood processing · PMFMEFried Onion / Paste Unit
- Total cost
- ₹20.3 lakh
- Subsidy
- ₹6.2 lakh
- Your share
- ₹2 lakh
- Payback
- Check prices first
Risk of lossFood processing · PMFMEHoney Processing Unit
- Total cost
- ₹20.6 lakh
- Subsidy
- ₹6.8 lakh
- Your share
- ₹2.1 lakh
- Payback
- Risk of loss
Risk of lossFood processing · PMFMEAtta / Besan Mill
- Total cost
- ₹22.6 lakh
- Subsidy
- ₹6 lakh
- Your share
- ₹2.3 lakh
- Payback
- Risk of loss
Risk of lossFood processing · PMFMEOnion Dehydration Unit
- Total cost
- ₹30 lakh
- Subsidy
- ₹10 lakh
- Your share
- ₹3 lakh
- Payback
- Risk of loss
Check prices firstFood processing · PMFMEFruit Pulp / Juice Unit
- Total cost
- ₹30.6 lakh
- Subsidy
- ₹9.7 lakh
- Your share
- ₹3.1 lakh
- Payback
- Check prices first
Check prices firstFood processing · PMFMECashew Processing Unit
- Total cost
- ₹38.9 lakh
- Subsidy
- ₹8.4 lakh
- Your share
- ₹3.9 lakh
- Payback
- Check prices first
Step 2 · From ₹11
Learn: everything about your business
Read the guide, ask questions in a live class, or talk to our team directly.
Free reading
Government schemePMFME Subsidy 2026: 35%, up to ₹10 lakh — Full Guide
Government schemeAIF Loan 2026: 3% Interest Relief up to ₹2 crore — Full Guide
Business guideMushroom Farming Business: ₹5 Lakh Cost, Subsidy & Profit
Business guideHow to Start Beekeeping Business: ₹2.2 Lakh Cost & Profit
Real agri businesses on video ▶ 50+ videos · 7.8 lakh+ views
Loans · free info
Government loans for agri businesses
Which loan, how much and from where — at a glance. (Details page in Hindi)
🌾KCCKisan Credit Card
See all loan schemes →Up to ₹5 lakhloan limit
~4%effective interest
View →🏬AIFAgri Infra FundUp to ₹2 croreloan covered
3%interest relief
View →🏭PMFMEFood processing unit35%subsidy
₹10 lakhmaximum
View →🛠️PMEGPNew enterprise15–35%subsidy
₹50 lakhproject limit
View →🛒MudraSmall businessUp to ₹20 lakhloan
Nocollateral
View →🐄AHIDFAnimal husbandry infraUp to 90%loan
3%interest relief
View →🐐NLMGoat, poultry, piggery50%subsidy
withbank loan
View →🐟PMMSYFisheries40–60%govt support
apply viastate
View →🌱MIDHHorticulture, polyhouse35–50%subsidy
linked tobank loan
View →🏦 Loans by bankSBI, BoB, PNB, Canara, Union BankSBIBoBPNBCBUBIView →Step 3 · As you need
Prepare: DPR, loan file and licences
The documents a bank application needs — prepared for your business.
📊
Free financial profile reportLoan estimate, the right scheme and missing papers — 2-minute form (in Hindi)
FreeStart →Share your name and WhatsApp number — the payment link and next steps arrive on WhatsApp.
Frequently asked questions
Is this information free?
Yes. Cost, subsidy and payback for every business are free to view. Services such as the guide, classes and DPR are charged separately.
Which government schemes apply?
Depending on the business: PMFME (35% subsidy), AIF (3% interest relief), MIDH/NHB and PMMSY. Each business page lists the scheme that applies.
Do you guarantee a loan or subsidy?
No. The bank approves the loan and subsidies follow scheme rules. We help you prepare accurate information and a complete file.
How do I get started?
Choose your business above. For more detail, take the ₹11 Business Guide — payment and the guide both arrive on WhatsApp.
The bank approves the loan. We prepare you for it.
Utkrishi does not guarantee any loan, subsidy or profit. All figures are estimates; check local prices before you invest.
WhatsApp: +91 90961 12806 →