Step 3 · Prepare

Prepare your business: DPR, loan file and licences

Before you apply for a bank loan or government subsidy, the right documents need to be in place. Utkrishi helps you prepare the project report, loan file and registrations your business needs — for your business and your district.

Services

Project report (DPR)

₹499

Bank-format detailed project report

  • Project cost and machinery details
  • Raw material, production and sales estimates
  • Income, expenses and loan repayment plan
  • Applicable government scheme and subsidy
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Complete package

₹1,499

From DPR to loan application

  • Project report (DPR)
  • Your financial profile
  • The right scheme (PMFME, AIF and others)
  • A complete loan file for the bank
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Udyam registration

₹499

MSME registration certificate

  • Udyam certificate
  • Required for many schemes and bank loans

Registration on the government portal is free; this fee is for our assistance.

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FSSAI licence

from ₹499

For food processing businesses

  • Basic registration or state licence
  • Help with the application and documents

Government fees extra.

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Supplier directory

₹299

Machine and raw-material suppliers

  • Verified suppliers for your business
  • With contact details
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How it works

  1. 1

    Choose a service

    Share your name and WhatsApp number.

  2. 2

    Payment and documents

    The payment link arrives on WhatsApp; send your documents there.

  3. 3

    File ready

    Your report or file is delivered on WhatsApp.

Documents usually needed

  • Aadhaar and PAN card
  • Bank passbook / last 6 months statement
  • Land or rent papers
  • Machinery quotations
  • Passport-size photo

The list can vary by bank and scheme.

Frequently asked questions

What is a DPR?

A detailed project report (DPR) sets out the business cost, machinery, income estimates and loan repayment plan. Banks and most subsidy schemes require one.

Does a DPR guarantee the loan?

No. The bank decides on the loan. A sound DPR makes your application complete and stronger.

Not sure which business yet?

Start with Step 1 to explore businesses and Step 2 to understand yours. Prepare comes after.

Step 1: Explore →Step 2: Learn →
The bank approves the loan. We prepare you for it.

Utkrishi does not guarantee any loan, subsidy or profit. All figures are estimates; check local prices before you invest.