Fish Pond for ₹11 lakh: Cost, Subsidy & Income (2026)
As per the government model report, the basic Fish Pond (1 ha) costs ₹11 lakh. A new 1-hectare fish pond. 40% subsidy, 60% for women/SC/ST (PMMSY) — up to ₹4.4 lakh support; your share is about ₹1.1 l

As per the government model report, the basic Fish Pond (1 ha) costs ₹11 lakh. A new 1-hectare fish pond. 40% subsidy, 60% for women/SC/ST (PMMSY) — up to ₹4.4 lakh support; your share is about ₹1.1 lakh. In year 3, sales are about ₹7.96 lakh with net profit ~35% of sales (estimate).
01Where will the money come from?
Total cost ₹11 lakh
From your pocket only ₹1.1 lakh — the subsidy is credited to your loan account.
What does the money go into?
- Building/civil₹7 lakh
- Working capital₹4 lakh
02Income over 5 years
Yearly sales (blue bar) · Net profit (green)
net profit ~35% of sales · payback ~2.9 years · Includes interest, depreciation and a 5% yearly rise in costs.
035 steps to start
- Get trainedLearn the work, find buyers
- Prepare the siteShed/room, power, water
- Get a DPR madeProject report as the bank needs it
- Apply for loan + subsidy40% subsidy, 60% for women/SC/ST (PMMSY)
- Produce and sellIncome starts from year 1
04Who is it right for?
053 mistakes that cause losses
06Frequently asked questions
How much fish does a 1-hectare pond give?
In the government model, about 5,000 kg a year (6,000 fingerlings, 85% survival).
What government support is there for the Fish Pond?
40% of unit cost; 60% for women, SC, ST. With a bank loan or own funds.
How much can the Fish Pond earn?
In the government model, year-3 sales are about ₹7.96 lakh with net profit ~35% of sales; payback ~2.9 years.
Fish Pond — Want to start?
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Last checked: 01-10-2026. Figures are based on government model reports and are indicative; get fresh quotes and local prices before the DPR. The bank decides the loan/subsidy — we help you prepare. Depends on the scheme continuing.
Utkrishi Team
Utkrishi – एग्री बिज़नेस, DPR, सब्सिडी और बैंक लोन में मदद। +91 86250 77758