Fish Pond for ₹11 lakh: Cost, Subsidy & Income (2026)

As per the government model report, the basic Fish Pond (1 ha) costs ₹11 lakh. A new 1-hectare fish pond. 40% subsidy, 60% for women/SC/ST (PMMSY) — up to ₹4.4 lakh support; your share is about ₹1.1 l

 · 4 min read

Fish Pond for ₹11 lakh, about ₹4.4 lakh subsidy
Fish Pond · Basic unit
₹11 lakhto start
1 haCapacity
40%Subsidy
~2.9 yrsPayback
In 60 words

As per the government model report, the basic Fish Pond (1 ha) costs ₹11 lakh. A new 1-hectare fish pond. 40% subsidy, 60% for women/SC/ST (PMMSY) — up to ₹4.4 lakh support; your share is about ₹1.1 lakh. In year 3, sales are about ₹7.96 lakh with net profit ~35% of sales (estimate).

Source: PMMSY unit cost (Goa template) · Utkrishi Team · 01-10-2026

01Where will the money come from?

Total cost ₹11 lakh

₹1.1 lakhYour share10%
₹5.5 lakhBank loan50%
₹4.4 lakhSubsidy40%

From your pocket only ₹1.1 lakh — the subsidy is credited to your loan account.

What does the money go into?

  • Building/civil₹7 lakh
  • Working capital₹4 lakh

02Income over 5 years

Yearly sales (blue bar) · Net profit (green)

Year 1
₹6 lakh
Profit ₹1.77 lakh
Year 2
₹7.72 lakh
Profit ₹2.57 lakh
Year 3
₹7.96 lakh
Profit ₹2.77 lakh
Year 4
₹8.2 lakh
Profit ₹2.98 lakh
Year 5
₹8.44 lakh
Profit ₹3.19 lakh

net profit ~35% of sales · payback ~2.9 years · Includes interest, depreciation and a 5% yearly rise in costs.

035 steps to start

  1. Get trainedLearn the work, find buyers
  2. Prepare the siteShed/room, power, water
  3. Get a DPR madeProject report as the bank needs it
  4. Apply for loan + subsidy40% subsidy, 60% for women/SC/ST (PMMSY)
  5. Produce and sellIncome starts from year 1
Watch the video: Fish Pond
Watch on YouTube @utkrishi

04Who is it right for?

Farmers with land that has water
Women and SC/ST beneficiaries
People who want extra income alongside farming

053 mistakes that cause losses

Digging a pond without testing water and soil
Buying cheap, weak fingerlings
Not checking feed and water quality regularly

06Frequently asked questions

How much fish does a 1-hectare pond give?

In the government model, about 5,000 kg a year (6,000 fingerlings, 85% survival).

What government support is there for the Fish Pond?

40% of unit cost; 60% for women, SC, ST. With a bank loan or own funds.

How much can the Fish Pond earn?

In the government model, year-3 sales are about ₹7.96 lakh with net profit ~35% of sales; payback ~2.9 years.

Fish Pond — Want to start?

Tell us your district and budget — an expert will suggest the next step for free.

Chat on WhatsApp+91 86250 77758Full details →

Learn first: ₹99 masterclass · Instagram · Facebook · YouTube

Source: PMMSY unit cost (Goa template) · PIB – PMMSY
Last checked: 01-10-2026. Figures are based on government model reports and are indicative; get fresh quotes and local prices before the DPR. The bank decides the loan/subsidy — we help you prepare. Depends on the scheme continuing.

Utkrishi Team

Utkrishi – एग्री बिज़नेस, DPR, सब्सिडी और बैंक लोन में मदद। +91 86250 77758