Utkrishi ब्लॉग

एग्री बिज़नेस, सरकारी सब्सिडी और बैंक लोन — 2 मिनट में समझिए।

AIF Loan 2026: 3% Interest Relief up to ₹2 crore — Full Guide - Cover Image
Government Schemes (English)
AIF Loan 2026: 3% Interest Relief up to ₹2 crore — Full Guide

The Agriculture Infrastructure Fund gives 3% yearly interest relief for up to 7 years on loans up to ₹2 crore, plus a CGTMSE guarantee. There is no capital subsidy — the 35% subsidy for cold rooms or

AIF कर्ज 2026: 3% व्याज सवलत, ₹2 कोटीपर्यंत — संपूर्ण मार्गदर्शक - Cover Image
सरकारी योजना (मराठी)
AIF कर्ज 2026: 3% व्याज सवलत, ₹2 कोटीपर्यंत — संपूर्ण मार्गदर्शक

कृषी पायाभूत सुविधा निधीमध्ये ₹2 कोटीपर्यंतच्या कर्जावर 7 वर्षांपर्यंत वर्षाला 3% व्याज सवलत आणि CGTMSE हमी मिळते. यात भांडवली अनुदान नाही — कोल्ड रूम किंवा राइपनिंगचे 35% अनुदान NHB/MIDH कडून येते, ज

AIF लोन 2026: 3% ब्याज छूट, ₹2 करोड़ तक — पूरी गाइड - Cover Image
Sarkari Yojana
AIF लोन 2026: 3% ब्याज छूट, ₹2 करोड़ तक — पूरी गाइड

Agriculture Infrastructure Fund में ₹2 करोड़ तक के लोन पर 7 साल तक 3% सालाना ब्याज छूट और CGTMSE गारंटी मिलती है। इसमें कोई कैपिटल सब्सिडी नहीं है — कोल्ड रूम या राइपनिंग की 35% सब्सिडी NHB/MIDH से आत

Atta / Besan Mill: ₹22.6 lakh Cost, Subsidy & Risks (2026) - Cover Image
Agri Business (English)
Atta / Besan Mill: ₹22.6 lakh Cost, Subsidy & Risks (2026)

As per the government model report, the basic Atta / Besan Mill (500 kg/day) costs ₹22.6 lakh. A mill to make wheat flour, gram flour and rava. 35% subsidy, max ₹10 lakh (PMFME) — up to ₹5.97 lakh sup

Bakery Unit: ₹5.36 lakh Cost, Subsidy & Real Prices (2026) - Cover Image
Agri Business (English)
Bakery Unit: ₹5.36 lakh Cost, Subsidy & Real Prices (2026)

As per the government model report, the basic Bakery Unit (₹27.7 lakh/year sales) costs ₹5.36 lakh. A small bakery making bread, biscuits and cakes. 15–35% margin money subsidy (PMEGP) — up to ₹1.34 l

Beekeeping (50 boxes) for ₹2.2 lakh: Cost & Subsidy (2026) - Cover Image
Agri Business (English)
Beekeeping (50 boxes) for ₹2.2 lakh: Cost & Subsidy (2026)

As per the government model report, the basic Beekeeping (50 boxes) costs ₹2.2 lakh. Beekeeping with 50 bee boxes. 40% of cost norm (MIDH) — up to ₹88 thousand support; your share is about ₹22 thousan

Broiler Poultry (1,000 birds): Cost, Subsidy, Income (2026) - Cover Image
Agri Business (English)
Broiler Poultry (1,000 birds): Cost, Subsidy, Income (2026)

As per the government model report, the basic Broiler Poultry (1,000 birds) costs ₹4.54 lakh. 1,000 broilers, 6 batches a year. No subsidy is counted in this model; your share is about ₹45 thousand, t

Cashew Processing Unit for ₹38.9 lakh: Cost & Subsidy (2026) - Cover Image
Agri Business (English)
Cashew Processing Unit for ₹38.9 lakh: Cost & Subsidy (2026)

As per the government model report, the basic Cashew Processing Unit (25 kg/hour) costs ₹38.9 lakh. A plant to turn raw cashew into clean cashew kernels. 35% subsidy, max ₹10 lakh (PMFME) — up to ₹8.4

Cattle Feed Plant for ₹22.7 lakh: Cost & Subsidy (2026) - Cover Image
Agri Business (English)
Cattle Feed Plant for ₹22.7 lakh: Cost & Subsidy (2026)

As per the government model report, the basic Cattle Feed Plant (1.2 MT/day) costs ₹22.7 lakh. A plant making 1.2 MT of cattle feed a day. 3% interest relief (AHIDF); your share is about ₹2.27 lakh, t

Chilli Powder Unit for ₹14.7 lakh: Cost & Subsidy (2026) - Cover Image
Agri Business (English)
Chilli Powder Unit for ₹14.7 lakh: Cost & Subsidy (2026)

As per the government model report, the basic Chilli Powder Unit (400 kg/day) costs ₹14.7 lakh. A plant to grind and pack dry red chillies. 35% subsidy, max ₹10 lakh (PMFME) — up to ₹3.5 lakh support;

Chips Unit for ₹14.6 lakh: Cost, Subsidy & Income (2026) - Cover Image
Agri Business (English)
Chips Unit for ₹14.6 lakh: Cost, Subsidy & Income (2026)

As per the government model report, the basic Chips Unit (150 kg/day) costs ₹14.6 lakh. A unit to fry and pack banana or potato chips. 35% subsidy, max ₹10 lakh (PMFME) — up to ₹3.66 lakh support; you

Cold Room (30 MT) for ₹15 lakh: Cost & Subsidy (2026) - Cover Image
Agri Business (English)
Cold Room (30 MT) for ₹15 lakh: Cost & Subsidy (2026)

As per the government model report, the basic Cold Room (30 MT) costs ₹15 lakh. A small cold room to store fruits and vegetables. 35% subsidy (NHB/MIDH), 50% in hilly/NE areas — up to ₹5.25 lakh suppo

Custom Hiring Centre for ₹15.5 lakh: Cost & Subsidy (2026) - Cover Image
Agri Business (English)
Custom Hiring Centre for ₹15.5 lakh: Cost & Subsidy (2026)

As per the government model report, the basic Custom Hiring Centre (1 tractor set) costs ₹15.5 lakh. A centre that rents out tractors and farm machines. 3% interest relief (AIF), no subsidy; your shar

Dairy Farm (2 animals) for ₹1.98 lakh: Cost & Subsidy (2026) - Cover Image
Agri Business (English)
Dairy Farm (2 animals) for ₹1.98 lakh: Cost & Subsidy (2026)

As per the government model report, the basic Dairy Farm (2 animals) costs ₹1.98 lakh. A small dairy start with 2 milch animals. No subsidy is counted in this model; your share is about ₹20 thousand,

Dal Mill for ₹17.7 lakh: Cost, Subsidy & Income (2026) - Cover Image
Agri Business (English)
Dal Mill for ₹17.7 lakh: Cost, Subsidy & Income (2026)

As per the government model report, the basic Dal Mill (200 kg/hour) costs ₹17.7 lakh. A plant to clean pulses like chana and make dal. 3% interest relief (AIF), no subsidy; your share is about ₹1.77

Fig Drying Unit for ₹30 lakh: Cost, Subsidy & Income (2026) - Cover Image
Agri Business (English)
Fig Drying Unit for ₹30 lakh: Cost, Subsidy & Income (2026)

As per the government model report, the basic Fig Drying Unit (100 kg/batch) costs ₹30 lakh. A plant to dry figs and other fruits and vegetables. 35% subsidy, max ₹10 lakh (PMFME) — up to ₹9.1 lakh su

Fish Pond for ₹11 lakh: Cost, Subsidy & Income (2026) - Cover Image
Agri Business (English)
Fish Pond for ₹11 lakh: Cost, Subsidy & Income (2026)

As per the government model report, the basic Fish Pond (1 ha) costs ₹11 lakh. A new 1-hectare fish pond. 40% subsidy, 60% for women/SC/ST (PMMSY) — up to ₹4.4 lakh support; your share is about ₹1.1 l

Fish Processing Unit for ₹34.6 lakh: Cost & Subsidy (2026) - Cover Image
Agri Business (English)
Fish Processing Unit for ₹34.6 lakh: Cost & Subsidy (2026)

As per the government model report, the basic Fish Processing Unit (400 kg/day) costs ₹34.6 lakh. A plant to clean, cut, freeze and pack fish. 40% subsidy, 60% for women/SC/ST (PMMSY) — up to ₹13.9 la

Fried Onion / Paste Unit: Cost, Subsidy, Income (2026) - Cover Image
Agri Business (English)
Fried Onion / Paste Unit: Cost, Subsidy, Income (2026)

As per the government model report, the basic Fried Onion / Paste Unit (500 kg/day) costs ₹20.3 lakh. Fried onion and onion paste for hotels and caterers. 35% subsidy, max ₹10 lakh (PMFME) — up to ₹6.

Fruit Pulp / Juice Unit: Cost, Subsidy, Income (2026) - Cover Image
Agri Business (English)
Fruit Pulp / Juice Unit: Cost, Subsidy, Income (2026)

As per the government model report, the basic Fruit Pulp / Juice Unit (500 kg/day) costs ₹30.6 lakh. Pulp and RTS juice from fruits like mango and guava. 35% subsidy, max ₹10 lakh (PMFME) — up to ₹9.6