Dal Mill for ₹17.7 lakh: Cost, Subsidy & Income (2026)

As per the government model report, the basic Dal Mill (200 kg/hour) costs ₹17.7 lakh. A plant to clean pulses like chana and make dal. 3% interest relief (AIF), no subsidy; your share is about ₹1.77

 · 4 min read

Dal Mill for ₹17.7 lakh, 3% interest relief
Dal Mill · Basic unit
₹17.7 lakhto start
200 kg/hourCapacity
3%Interest relief
~2.8 yrsPayback
In 60 words

As per the government model report, the basic Dal Mill (200 kg/hour) costs ₹17.7 lakh. A plant to clean pulses like chana and make dal. 3% interest relief (AIF), no subsidy; your share is about ₹1.77 lakh, the rest is a bank loan. In year 3, sales are about ₹2.55 crore with net profit ~2% of sales (estimate).

Source: NIFTEM PMFME – Detailed Project Report Dal Mill (Gram… · Utkrishi Team · 01-10-2026

01Where will the money come from?

Total cost ₹17.7 lakh

₹1.77 lakhYour share10%
₹15.9 lakhBank loan90%

From your pocket only ₹1.77 lakh — the rest is a bank loan with 3% interest relief.

What does the money go into?

  • Machinery₹5.78 lakh
  • Other/remaining cost₹2.5 lakh
  • Working capital₹9.44 lakh

02Income over 5 years

Yearly sales (blue bar) · Net profit (green)

Year 1
₹2.21 crore
Profit ₹2.23 lakh
Year 2
₹2.4 crore
Profit ₹3.41 lakh
Year 3
₹2.55 crore
Profit ₹4.34 lakh
Year 4
₹2.63 crore
Profit ₹4.25 lakh
Year 5
₹2.8 crore
Profit ₹5.21 lakh

net profit ~2% of sales · payback ~2.8 years · Includes interest, depreciation and a 5% yearly rise in costs.

035 steps to start

  1. Get trainedLearn the work, find buyers
  2. Prepare the siteShed/room, power, water
  3. Get a DPR madeProject report as the bank needs it
  4. Apply for bank loan3% interest relief (AIF), no subsidy
  5. Produce and sellIncome starts from year 1
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04Who is it right for?

FPOs and traders in pulse areas
People who can keep large working capital
People linked to bulk buyers

053 mistakes that cause losses

Very thin margin (~2%)a small mistake means a loss
Not watching raw chana prices
Depending on bulk sales without a brand

06Frequently asked questions

Why is the profit so low?

A dal mill has big sales but a small margin; selling husk and broken bits (chuni) and having your own brand help.

What government support is there for the Dal Mill?

No direct subsidy; 3% yearly interest relief on loans up to ₹2 crore (up to 7 years) plus credit guarantee.

How much can the Dal Mill earn?

In the government model, year-3 sales are about ₹2.55 crore with net profit ~2% of sales; payback ~2.8 years.

Dal Mill — Want to start?

Tell us your district and budget — an expert will suggest the next step for free.

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Source: NIFTEM PMFME – Detailed Project Report Dal Mill (Gram… · AIF – Agriculture Infrastructure Fund
Last checked: 01-10-2026. Figures are based on government model reports and are indicative; get fresh quotes and local prices before the DPR. The bank decides the loan/subsidy — we help you prepare. Depends on the scheme continuing.

Utkrishi Team

Utkrishi – एग्री बिज़नेस, DPR, सब्सिडी और बैंक लोन में मदद। +91 86250 77758